You can now sign up for T-Mobile Money, an exclusive checking account with decent perks

T-Mobile has officially launched its Money Checking account for all US T-Mobile customers. After its smooth release in November 2018, part of what T-Mobile exclusively offers its customers is remarkable, especially if it means business. about earning interest on your cash. For balances of up to $ 3,000, you'll earn an attractive APY (annual percentage yield) of 4 percent, as long as you deposit at least $ 200 in the T-Mobile Money account each month. That type of benefit is usually reserved for savings accounts, and T-Mobile's competitive 4 percent rate could help your money grow faster than some. There is also no minimum balance requirement for a Money account and there is no charge to keep it open.

T-Mobile Money can synchronize with Apple Pay, Google Pay and Samsung Pay to pay bills, transfer money and send paper checks with Only your iPhone or Android device. Obviously, all T-Mobile customers will have a phone, but each account also comes with a MasterCard debit card, which is useful for places where mobile payments are not accepted.

T-Mobile Money is not run through a major bank, such as Chase, Bank of America or Wells Fargo, so most ATMs that you will find in nature will incur an out-of-network charge if he uses them T-Mobile declares that 55,000 Allpoint ATMs in the US UU They will not charge a fee. I'm not sure I've seen an Allpoint ATM, but apparently, they're located at Speedway and Circle K service stations, Target, Walgreens, CVS, Kroger, Safeway and Winn Dixie. The list of retailers can cover a fairly broad outline of the country, but the Allpoint app can also help you locate an ATM near you.

If you need a checking account, it is very likely that you already have one. The high APY of T-Mobile Money can make it a good choice for operator subscribers, and you can register now with your iOS and Android application. But since free ATMs may be rare in your area, it's probably not worth joining T-Mobile just for a Money account.

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